Investor Survey
2026 Edition: Perspectives on AI
How are investors thinking about AI for financial guidance, advisor use, and as an investment timeline?
We surveyed 1,000 U.S. affluent and high-net-worth investors to gauge views on artificial intelligence. The study explored personal use of AI in financial decisions, comfort with advisors using AI, and sentiment toward investing in AI-related companies.
The findings highlight three key themes with meaningful implications for financial advisors as AI continues to evolve. In the full report, our experts explore what this means for advisors’ practices and client relationships.
Three key themes
THEME 1: Investors lack confidence in AI-generated investment advice.
Respondents cite concerns using it for investment decision-making, including the potential for biased recommendations (75%) and lack of trust in AI-driven recommendations (72%).
Read more on page 4THEME 2: Investor comfort with advisor AI use depends on the task, transparency is key.
87% of investors support AI for basic advisor tasks, but not personal interactions. Use of AI in emails or texts raises concerns, and 79% expect full transparency.
Read more on page 6THEME 3: Sentiment around investing in AI is split.
Confidence in AI returns is divided (48% vs. 52%). While 67% fear a near-term bubble, 61% still expect long-term gains, and most investors are staying the course—even if they underestimate their current AI exposure.
Read more on page 8
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